AFG In Brief

ARI Financial Group (AFG) is a boutique financial firm specializing in advanced life insurance concepts and Premium Financing services designed to help grow and conserve wealth through customized solutions, personalized service, and creative planning.

From the design of your financial strategy to the implementation and annual review of your policy, ARI Financial Group’s dedicated team of professionals is here to offer you premier service.

At ARI Financial Group we do not accept the status quo.
Instead, we value innovation.

Our top-notch advisors look beyond basic financial needs and beyond the present day to optimize your assets and to protect your wealth and cash flow. From the design of your financial strategy to the implementation of that plan, and to the annual review of your policy, ARI Financial Group’s team of dedicated professionals will offer you premier service.

We are a creative group of seasoned financial professionals, who pride ourselves in finding the best solutions for our clients.

Our mission is three-fold:
We strive to optimize your wealth,
protect your livelihood and preserve your legacy.

Our Locations

ARI Financial Group is The

Largest Global Provider

of Premium Financed Whole Life Strategies

Premium Financed Whole Life Insurance is Our Specialty
Our expert advisors have developed the niche market of Premium Financing Whole Life Insurance strategies for those who reside domestically and internationally. Over time, our concentration in this area has led our boutique firm to become the foremost provider of financed Whole Life strategies.

More than $500,000,000 of Financed Premiums
With more than half-a-billion of financed premiums on the books, ARI Financial Group is the leading provider of Premium Financed Whole Life strategies.

Domestic and Foreign Clients
Due to the nature of life insurance and international financing and tax regulations, the complex structures that ARI Financial Group offers must be tailored to each client’s unique domicile and residency.

Our strategists are highly knowledgeable on the intricacies of foreign national cases, and will work closely with foreign clients to ensure their United States situs assets are protected. We do so by undergoing a unique underwriting process with each foreign client.

Our strategists closely monitor all policies to ensure they are compliant with the constant flux of international law.

Collaboration with Top-Tier Business Affiliates
Over the years, ARI Financial Group has developed relationships with top-tier business affiliates to complement our own seasoned and experienced team of proven professionals with backgrounds in legal, finance, accounting, asset management, and tax planning.

Our partnerships include relationships with family offices, advisors, law firms, CPAs, sports agents, asset managers and private bankers.

Nationwide Presence
We have offices in major U.S. markets including Miami, New York City, Chicago, Los Angeles and Palo Alto.

Service from Beginning to End
ARI Financial Group prides itself in its robust In Force Review Team and proprietary software. Our software optimizes models to measure policy and loan performance in a highly involved and complex manner.

From the design of the product to the enhancement of your wealth and management of policy—we are with you every step of the way.

Wealth Enhancement Strategies

The AFG Difference

Unique, Customized, Dynamic Financial Solutions To Meet Your Individual Needs

Collectively, our team of professionals has extensive finance, investment, legal and business experience. We provide an exceptional client experience, in which everyone can rest assured they are receiving the highest level of skill, expertise, and service when partnering with ARI Financial Group.

We are more than a network of advisors operating under different entities, different approaches, and different processes. Our client-focused approach is comprehensive, integrated and complete. From day one, our entire team of professionals is focused on you and on guiding you through the process.

We continuously operate within a client-focused culture, and with the goal of providing top-notch quality service. Our clients can take comfort in knowing they are receiving the highest level of skill and expertise when partnering with ARI Financial Group.

Our team is structured and operates in a systematic and unified fashion.

Our Design Strategists begin by designing the optimal version of our product, based on your specific needs and financial portfolio. After we develop the right strategy for you, our Relationship Managers continue to guide you through the process by coordinating conversations with bankers and insurance underwriters, in addition to coordinating conversations with your own financial advisors.

After the policy is delivered, our dedication continues. Our In-Force Manager will regularly review your insurance portfolio and financing arrangement performance from both a structural and financial perspective to ensure your policy continues to operate effectively.

To make this process operate as seamlessly as possible, we also engage industry consultants and attorneys whose expertise is of great value to our suite of services.

 Our clients receive only the highest level of skill and
expertise when partnering with ARI Financial Group.

Our Leadership

Eric Bouskila
Principal / CEO
Jeff Kugler, CLU®, CHFC®
Advanced Planning Director
Marlene Windmiller, Esq.
Business Development Director
Elizabeth Torres
Business Development Manager
Rimma Portnova
New Business Account Manager
Peter L. Harjes, CFP®
Senior Financial Strategist
Neil Schreck
Senior Financial Strategist
Mindy Soiferman
In-Force Manager
Jonathan Carpenter, CPA
Chief Financial Officer
Bill Coffey
Pension Specialist
Jeremy Knobel, CFP®, CLU®, CHFC®
Business Development Manager
Ariel Haratz
Business Development Manager

Collectively, our talented team of professionals has extensive insurance, investment and business experience. Our diverse industry backgrounds, coupled with our ingenuity, fuse together to provide the most comprehensive service for our clients.
We continuously operate within a client-focused culture, and with the goal of providing top-notch quality service.
Our clients can take comfort in knowing they are receiving the highest level of skill and expertise when partnering with ARI Financial Group.

We are more than a network of advisors operating under different entities, different approaches and different processes. Our team is structured and operates in a systematic and unified fashion.