LEGAL, INVESTMENT AND TAX NOTICE
This information is not intended to be and should not be treated as legal advice, investment advice or tax advice. Readers, including professionals, should under no circumstances rely upon this information as a substitute for their own research or for obtaining specific legal or tax advice from their own counsel.
IRS CIRCULAR 230 NOTICE
To the extent that this message or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. This communication is for informational purposes only and is not intended to constitute the solicitation of life insurance as defined in the recipient's country of domicile. Recipients of this communication can only purchase life insurance through agents who are licensed in their country of domicile.